CATCH TERMS OF SERVICE

Last updated: August 14, 2026

These Terms of Service (“Catch Agreement”) govern your access to and use of the Catch mobile application (“App”), the website https://choosecatch.com (“Site”), and related tools and services (collectively, the “Services”) provided by Kikoff Inc. (“Kikoff,” “we,” “us,” or “our”).

By accessing or using the Services, you (“you,” “your,” or “User”) agree to be bound by this Catch Agreement and our Privacy Policy (https://choosecatch.com/privacy), which is incorporated by reference. If you do not agree to this Catch Agreement or the Privacy Policy, you must not access or use the Services.

This Catch Agreement is a product-specific agreement under, and supplements, the Kikoff Master Terms of Service (the “Master Terms”). The Master Terms and the other Agreements referenced there are incorporated into this Catch Agreement and apply to your use of the Services. Terms defined in the Master Terms have the same meaning in this Catch Agreement unless otherwise defined here. If there is a conflict between this Catch Agreement and the Master Terms, this Catch Agreement will control with respect to the Services and only to the extent of the conflict.

1. Financial Account Connections (Plaid and Similar Providers)

To discover potential claims automatically based on your transactions, we may offer the option to connect your bank, card, or other financial accounts using a third-party provider, such as Plaid Inc. (“Plaid”) or similar services. By choosing to connect a financial account, you authorize us and our third-party providers to access, view, and use information from your connected accounts (such as transaction data) solely for purposes of providing and improving the Services; you acknowledge that such connections and data access are governed by the terms and privacy policies of those third-party providers; and you represent that you are authorized to grant such access. You may disconnect your financial accounts at any time through the App, but previously accessed data and any claims already initiated or filed may continue to be used as described in this Catch Agreement and the Privacy Policy.

2. Auto-File and Authorization to Act on Your Instructions

For certain claims, we may offer an auto-file feature that allows us to pre-fill, submit, or assist with the submission of claim forms on your behalf based on your information and instructions. By enabling auto-file and proceeding through the authorization flow, you authorize us to use your information to complete forms and submit claim information to third-party claim administrators, litigation sites, law firms, or other relevant parties, acting solely as your agent for data entry and submission; represent and warrant that all information you provide is true, accurate, and complete to the best of your knowledge; acknowledge that we do not represent you as your attorney and do not exercise legal judgment on your eligibility, claim strategy, or legal rights; and agree that you remain solely responsible for reviewing all claim details before submission. You may revoke your authorization for future submissions at any time by disabling auto-file within the App; such revocation will not affect claims already submitted.

3. No Legal Representation or Guarantee of Results

We are not a law firm and do not provide legal, tax, or financial advice. The Services are for informational and administrative purposes only and are designed to help you discover potential claims and facilitate your interaction with third-party claim administrators, law firms, or other entities. No information or content provided through the Services constitutes legal advice or a legal opinion; no attorney-client relationship is created between you and us; and we do not and cannot guarantee that you are eligible for any particular claim, that you will receive any recovery or payment, that any claim will be approved, timely processed, or paid, or that the amount you may receive will match any estimate or range shown in the Services. You are encouraged to consult with a licensed attorney in your jurisdiction if you require legal advice about your rights or any specific claim.

4. Third-Party Services & Links

The Services may display or link to third-party websites, offers, products, services, claim administrators, litigation portals, law firms, settlement websites, or financial data providers (collectively, “Third-Party Services”). You acknowledge and agree that Third-Party Services are not controlled, owned, or operated by us; we do not endorse and are not responsible or liable for any Third-Party Services, their content, accuracy, or practices; your use of Third-Party Services is entirely at your own risk and is subject to the third party’s own terms and privacy policies; and any relationship, dispute, or transaction between you and a third party is solely between you and that third party.

5. Termination

5.1 By You. You may stop using the Services at any time and may request deletion of your account as described in the App or our Privacy Policy. Deleting the App alone does not necessarily delete your account or data.

5.2 By Us. We may, in our sole discretion and without liability to you, suspend or terminate your access to all or part of the Services at any time, including if you violate this Catch Agreement or any applicable law; we suspect fraudulent, abusive, or harmful activity; providing the Services is no longer commercially or technically feasible; or we discontinue the Services generally. Upon termination, the rights and licenses granted to you will immediately cease; you must stop using the Services and delete all copies of the App; and certain provisions that by their nature should survive will continue in effect. Termination will not affect any claims already submitted through the Services; your relationship with claim administrators or law firms will be governed by their separate terms.

6. Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS. Any Dispute arising out of or relating to this Catch Agreement, the Site, the App, or the Services is governed by, and subject to, the Arbitration Agreement, the Class Action Waiver, and the Jury Trial Waiver set forth in Section 17 of the Master Terms, including your right to opt out of arbitration as described there.

7. Contact Us

Kikoff Inc. — Catch Legal Team. Email: hello@choosecatch.com. Mail: Kikoff Inc., Attn: Catch, 633 Folsom St., Suite 300, San Francisco, CA 94107.